When building a new home anywhere, it is important to keep in mind that the rules are different in each state. For example, we are working with a homeowner right now who says that solid surface is very popular in the area of California she lived in for use in bathrooms as well as kitchens.

In this part of North Carolina, it is not the same. Folks feel that granite in the kitchen is the way to go and many builders use cultured marble in our bathrooms. The same can go for the building process.

We have seen nightmare stories on shows like Dateline that talk about homeowners who have been hijacked- the builder gives you an estimate to build and you get the construction loan and he continually asks you for more and more money.

Duke Brothers doesn’t work that way. That’s not to say that some builders aren’t ethical. I am sure there are some ne'er-do-wells out there who figure out a way to gouge the customer even with that type of loan.

Duke Brothers get the construction loan based on an appraisal the bank obtains. This keeps us to a certain budget so that we make some money. Naturally, if the homeowner wants some extras that were not included in the original estimate, those can be paid for outside of the loan.